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National Housing Trust Jamaica -Contributions from abroad for NHT Benefits

by Bev
(UK)

QUESTION: I currently live in England & wanted to find out about the scheme whereby Jamaicans living overseas can now make NHT contributions.

If so, how can I go about doing this & how much would I need to contribute before I can apply for a loan?

ANSWER: by Wellesley



Hi Bev,

I sent your request to the NHT, and here is their response (below):

Thanks for your question regarding making contributions to the National Housing Trust.
We would welcome the opportunity to assist our fellow Jamaicans living abroad to get a home benefit though the NHT to purchase a home or build on land back home.

In order to answer the question better, we need to determine if ever contributed to the NHT before, and if you did, you'll need to provide your NIS number in order that further checks can be conducted.

However to give you some idea as to how you may benefit from the NHT, the following apply:


  1. If you were in the system before as a contributor for over one year, your wait time for loan processing will be 1 year after paying contributions on time, each month, for a minimum of one year. (The contributions are to continue after the loan has been processed and disbursed)

  2. If you have not contributed before, your wait time for loan processing will be 2 years subject to your making monthly contributions each month, on time, for a minimum of 2 years after paying contributions on time, each month, for a minimum of 2 years. (The contributions are to continue after the loan has been processed and disbursed)

  3. The monthly contributions is 3% of your monthly income and can be paid to us via standing orders, international money order or by having your local agent make payments to the account on your behalf.

  4. Interested persons may apply to the NHT for further information. There are documents which will be needed and these can be emailed for you to download, filled up, stamped by a Notary Public (or the Jamaican Consulate) and returned to us via mail.

    (It is recommended that you should have an agent in Jamaica visit our office and open the account on your behalf.

    You can then send the package to the agent with an introductory letter, duly signed by a notary public.


Additional Information: By way of this, I am copying the Compliance Manager, Mr. Donovan Evans. Please feel free to make further contact, copying him, for any further details you may need.

We trust that the information will be found useful and look forward to assisting you further. (CSM, St James)

Back to National Housing Trust Main Page from National Housing Trust Jamaica -Contributions from abroad for NHT Benefits.

See Also: The Jamaica Travel Guide.

Note: This Q&A will also be posted on our popular facebook fan page so I am inviting you to follow the responses over there as well. Our address is https://facebook.com/myislandjamaica

Regards,
Wellesley


First posted: June 13, 2012
Revised: May 10, 2021

Comments for National Housing Trust Jamaica -Contributions from abroad for NHT Benefits

Click here to add your own comments

Jan 17, 2019
 Need Help
by: Anonymous

Hi good morning
I was contributing to NHT since 1997 got a loan and paying mortgage. However i stop contributing since 2015 as also didn't make anymore payment to my mortgage account. How can i start paying contributions and my mortgage again.
Oct 10, 2018
 How to cancel my housing trust
by: Anonymous

How do I Go about cancelling my housing trust as I live overseas and no longer wish to continue paying for this
Feb 26, 2018
 NHT contributions wuery
by: Dan

Hi Wellesley,
I am interested in contributing having contributed years prior. Please could you advise of the process
Nov 17, 2016
 NHT
by: Anonymous

I am living in America since 2006. How do I go about paying from 2006 to now.
Sep 17, 2016
 gd. I mis the day on the 15 on pay on the 23 of the same month..Then whenva ready for the loan the nht is tellingmi i will have to wait 3 more mount on the house i live in is on sale i need help
by: nardia brown

Gd i miss the day on the15 to pay the month money on i went on pay the 23 of the same month..An when i go to the NHT to get the loan thay r saying that i miss the day i will haue to wait 3 more more mouth an the house is on sale help me
Jul 10, 2016
 Shana
by: Shana

I stop contributing since a year now and i would like to start agin .what should i do am a part time worker
Jun 21, 2016
 Nht contributer
by: Anonymous

Hi were online do I sign up to pay with my credit card.
Dec 12, 2015
 Mrs
by: Anonymous

I have stop contributed from 2010 how can I get to start again living abroad so I would be qualified for a loan
Dec 02, 2015
 new
by: Anonymous

How do I go about joining tIhe nht
Nov 02, 2015
 help pls
by: Anonymous

Hi im living in the uk but i stop paying my NHT contribution from 2000 and i can't remember my national insurance number so wat must do so i can benifit to buy a house.
Thank
V R
May 18, 2015
 housing trust in jamaica
by: nicole

Living aboard never contribute to nhs, how do I go about it
Nov 04, 2014
 CAG erd party
by: Cynthia Green

Hi Good day,

I am living in the UK and would like to continue make my contributions on line or by standing order instead of using a 3rd party person so how do I go about doing so?

please I am awaiting your prompt respond as my next contribution is due on the 1o/11/14

yours.
Cynthia Green.
Nov 04, 2014
 Concern Citizen
by: Cynthia Green

Hi good morning,

I am living in the UK but would like to continue making my contributions on line or by standing order instead of having a 3rdparty person doing it for me so how do I go about doing it ?

Please I am awaiting your prompt respond as my next contribution is due by the 19/11/14.

Thanks in advance.

Yours Cynthia Green.
Nov 04, 2014
 Concern Citizen
by: Cynthia Green

Hi good morning,

I am living in the UK but would like to continue making my contributions on line or by standing order instead of having a 3rdparty person doing it for me so how do I go about doing it ?

Please I am awaiting your prompt respond as my next contribution is due by the 19/11/14.

Thanks in advance.

Yours Cynthia Green.
Oct 14, 2014
 concern citizen
by: KALI NIABINGY

What percentage of your contribution is refundable ,and how often is it refunded ?
Is the Trust designed and geared towards low income individuals,if so ,what are the chances of individuals in a higher tax bracket?
May 14, 2014
 category of filing
by: Anonymous

Under what heading do I file,please explain voluntary
Jan 05, 2014
 Ms
by: Anonymous

Hi I have stopped making contribution to tne nht since 2010. I would like start making contribution again as I am living abroad and would like to benefit from the nht in buying a home

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