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Scotiabank Jamaica Ltd
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ScotiaBank Jamaica
Contributed by Chevon Morris

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The Bank of Nova Scotia has been in Jamaica since 1889.

It origins started with a small banking office in Kingston that served the needs of mainly merchants in the post emancipation period.

These were people who sought to establish trade using a monetary basis that was readily accepted by their creditors overseas.

Modern Day Scotia

Today, Scotia Bank is one of the largest banking institution and is also one of the most esteemed on our island Jamaica. Their network is widespread, as it has 35 branches and 3 sub branches with well over 2000 members on staff!

Scotia Bank is able to maintain its strength in the market place by maintaining a reputation of being strong, stable and creative in meeting the needs of Jamaicans- in prosperous and in turbulent times.

Products and Services

It's products and services are wide, innovative and world class, ranging from personal and commercial to small business and premium banking.
Some of their key products, categorized below, are:

Personal Banking

  • Day to day banking:- Accounts and Plans, Money Transfers, Electronic Banking.
  • Borrowing:- Mortgages, Scotia Total Equity plan, Credit Cards, Line of Credit.
  • Investing:- Self-Managed Brokerage, Full Service Brokerage, Mutual Funds, GICs, RSPs, TFSA, RESPs.
  • Insurance:- Life and Health Insurance, Home and Auto Insurance, Creditor and Travel Insurance.

Corporate And Commercial

  • Products and Services: - Banking & Investing, Business VISA Cards, Payment Services, Financing, Trading Internationally.
  • Industry Solutions: - Auto Dealerships, Property Manager Plan, Agriculture, Franchising etc.
  • Other Borrowing solutions, Cash Management, Risk Management, Planning Investment & Estate, Global Transaction Banking.
  • Customer Care: Business Service Centre, etc...

Small Business

  • Chequing Account for business
  • Term Deposits
  • Savings Account for business
  • Credit Line for Business
  • Term Loans for Business
  • as well as business tools and advise

& Premium Banking

Which provides special previleges, exclusive support and preferred products including...

  • Premium ScotiaCard Visa Debit Card
  • Scotiabank Mutual Funds - Asset Management Service
  • Scotiabank Premium Banking Plan
  • Scotiabank Premium Credit Cards

Scotiabank also has world class ATMs conveniently located throughout the island to allow easy access to your money, 24 hours per day!

Giving back to the community

Scotiabank Jamaica prides itself for its community out-reach programs. At the point of writing their flagship programs were:

  • Scotiabank Community Program

    This initiative is corporate giving program that helps support opportunities for the children and communities in which the bank as well as their employees live and work.

  • The Scotiabank Jamaica Foundation (SJF) &

    The ScotiaFoundation supports nation-building through donations and interventions to improve education and health care, as well as, promote community development and environmental preservation.

    Scotia Bank created the Scotia Foundation in 1996, which has already contributed more than J$297.8 million to the education and health sectors in Jamaica.

  • Scotiabank Kiddy Cricket in Jamaica

    The Scotiabank sponsored Kiddy Cricket programme was introduced to Jamaica in 2000 and is part of Scotiabank's investment in the youth of the Caribbean.

    The program aims to help primary school children gain and maintain an appreciation for our dear sport of cricket, the game that is deeply rooted in their West Indian heritage.

    It also seeks to help children develop positive values and good sportsmanship while enhancing the appeal of education.

Contact ScotiBank Jamaica

For additional information on the products and services, contact for the different branches and hours of operations, please visit their website at

Be sure to read more on the other top banks in Jamaica .

1. © 2005, Arthur Lok Jack Graduate school of Business, Trinidad. Website:

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