How to Get A Business Loan In Jamaica

by Rose

Question about How to Get A Loan In Jamaica

by Rose Osbourne, United States

I am just trying to find out the procedure of getting a loan to start a healthcare business in Jamaica. I live in the U.S.

Answer from Wellesley

Hi Rose,
Thanks for stopping by our website and for your question!

I am glad you were precise to indicate the the type of loan (business/commercial).

The next question though is, Are you looking for startup finance? Or working capital?

The answer to that will make a big difference.
Why, becuase most local (Jamaican) loan institutions (merchant, commercial, building societies, loan agencies) tend not to provide loan for startup.

If you are looking for funds to run the daily operations then that might be a bit easier.

Most of the loan institutions will however, require that you open an account with them.

Therein they will be able to get all your/and the business information.

They will also request documentation to the legitimacy and legality of the business, certifications and a copy of your business plan.

By the way, depending on the amount, the venture and the perceived risk, a high percentage of the value of the property may be use a collateral for the loan.

That said, I would suggest you contact one of the major lending institutions here, and speak to them about your business plans and objectives.

Their contact information is captured on the pages as well.

Some might even have, what they call, a request form, just complete it and submit, someone will get back to you.

Good luck!

See also: How to get a loan to build on own land

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