How to Join National Housing Trust in Jamaica?

How to Join National Housing Trust in Jamaica? || By Kadian Clarke, Associate Writer

Living overseas and planning to join the National Housing Trust in Jamaica?

Great!

In my opinion it is the cheapest route to home ownership in Jamaica right now and so I highly recommend them.

Getting started is fairly simple...

1. You first need to register with the National Housing Trust.
   
   Registration is pretty much completing the Voluntary Contributors application form. You can find a copy of the form here.
   
   
2. Afterwards, you'll need to obtain a Tax Payer Registration Number (TRN) from the Tax Registration Center, if you didn't already have one. It will be required upon registering.
   
   And finally,
   
   
3. You will be required to attend an interview with the NHT. From there additional information and direction will be given.
   
   In the event you are unable to make it to the interview, a signed letter of authorization for your representative stamped and noted by the Notary Public is to be submitted.
   
   Note that the following documents are also required to join the National Housing Trust:
   
   1. Your Tax Registration Number (TRN)
   
   2. Your National Insurance Card (NIS)
   
   3. A valid National Identification, Drivers License or Passport
   
   4. Initial monthly payment which is 3% of your salary
   
   5. Proof of overseas residence ( passport for country of residence, indefinite card or permanent resident card) and;
   
   6. Birth Certificate showing proof of age
   
   They understand that not everyone will be able to provide original documentation, so if you happen to have some copied ones, please ensure that they are dated and stamped by a notary public.
   

What if you are representing another person?

In such a case, a letter of authorization must also be presented. It must be stamped, dated and signed by a notary public as well.

Other Key Notes about Joining The NHT

• One key benefit of becoming a member of the trust is that it enables you to apply for a loan to purchase or build a house in the future at great interest rates. The loan, by the ay, is also insured.
  
  
• If you are just starting to contribute to the trust, unfortunately you will have a 2 year wait period upon registration before you are eligible for a loan.
  
  
• However, if you have contributed before and you wish to continue contributing, the waiting time to process the loan is just one year.
  
  
• Please be advised also that you must make your monthly contributions on time for 12 consecutive months before you can apply for a loan.
  
  
• Payments are required before the 14th day of every month, and you can make payment by way of international money order or standing order.
  
  Your agent can also make payments on your behalf.
  
  
• If you want to go ahead and pay for the first year in full, by all means you can do so but it is not a requirement.
  
  
• Foreigners with a valid Jamaican work permit are not recognized as overseas voluntary contributors but more like locals.
  

For more and detailed information, you may contact the National Housing Trust using the information below.

Main Phone Line:1-876-929-6500-9

Toll Free Numbers:
JA: 1-888-225-5648,
UK: +44 203 514 8816
USA/Canada: +1-800-858-3219


You may also contact them via..
E-mail: wecare@nht.gov.jm
website: https://www-2.nht.gov.jm/

I hope this helped. I welcome your feedback here.

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