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Can A Us Citizen Buy A House In Jamaica?

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buying_an_existing_house_in_jamaicaCan A Us Citizen Buy A House In Jamaica

by Venesha Johnson | Associate Writer

Purchasing property for many Jamaicans living here is a dream come true. This is often something they will have to work towards for the majority of their life and unfortunately for many, it is a goal that is never actualised.

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As a matter of fact, this is one of the main reasons why many locals migrate overseas, especially to the States and Canada, so they can increase their earnings and the possibility of building or buying their dream homes.

However, for those living outside of Jamaica, earning USD and pounds, purchasing property may be quite affordable and the process is quite simple.

Can a US citizen buy a house in Jamaica?

Yes, US citizens can purchase real estate in Jamaica, and the government of Jamaica welcomes foreign investment. Foreign buyers in Jamaica are not subject to any limitations and are granted the same privileges as residents.

About the Jamaican Real Estate Market

The Jamaican real estate market is thriving and expanding constantly. The high-end market is dominated by foreign investors. Jamaicans, particularly young first-time buyers, strongly desire affordable housing. The real estate market is steadily rising as a result of the increase in tourism.

More and more people are buying vacation properties. Montego Bay, Ocho Rios, Negril, and Port Antonio are the hotspots' locations. Vacation homes can cost anything from $250,000 to $10 million.

Market analysis indicates that Jamaican buyers prefer homes priced between J$ 20 million and J$ 25 million. Locals prefer to purchase in Kingston, the nation's capital, whereas foreigners frequently purchase homes on the north shore.

How to Buy Property in Jamaica as a Foreigner

The process begins when the buyer submits an offer, as was previously explained. Once the seller agrees, a land study is conducted. A title search is also carried out to identify whether there are any pending cases or competing interests involving the property.

After completing this step, the buyer may postpone a clause that prevents the enrolling of another interest in the specified property until the exchange process is complete.

In Jamaica, there are two types of land titles. Unregistered properties receive a title under customary law, which can also be upgraded to an enrolled title. Enlisted titles are authorized and valid. The Office of Land and Titles must provide buyers with the property's initial title archive.

A legal counsel should be able to assist in making this achievable. Then, usually with the help of the vendor's legal representative, a deal understanding is negotiated, and the buyer and vendor sign it in front of a legal representative.

The agreement establishes the trade as formal and binding. Additionally, the buyer must make a reservation deposit equal to 10% of the selling price.

Buying property in Jamaica is a relatively simple process, which typically involves the following steps:

  1. Begin your property search.
  2. Find your perfect property and make an offer.
  3. Once you have made an offer on a property and that offer has been accepted, a land survey and title search should be conducted.
  4. The sellerโ€™s attorney will prepare an Agreement for Sale.
  5. Upon signing you will typically need to pay a deposit of 10% to 20% and the balance will then be paid in instalments.
  6. Pay all required taxes and fees.

Many foreigners, especially tourists, are visiting the stunning Caribbean island. A lot of them would adore getting a home. As a second home or a place to relocate to after retirement, the Caribbean.

In Jamaica, purchasing real estate as a foreigner is rather simple. You're good to go if you're familiar with Jamaican laws, customs and culture. Finding dependable people, like a licensed real estate agent, is the sole problem foreigners who wish to purchase real estate in Jamaica have.

And that is easily fixed! Choose from this list of real estate agents or companies we have curated for you.

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References & Sources For Can A US Citizen Buy A House In Jamaica?

  1. Buying property in Jamaica (2021) 7th Heaven Properties. Available at:,same%20rights%20as%20Jamaican%20citizens (Accessed: November 3, 2022).
  2. Service, A. (2019) Can foreigners buy property in Jamaica? - real estate advice, Available at: (Accessed: November 3, 2022).

Can a US Citizen Buy A House In Jamaica | Written: November 7, 2022

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