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Loans In Mandeville Jamaica

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Loans In Mandeville Jamaica | Jamaican Bank NotesLoans In Mandeville Jamaica | Jamaican Bank Notes

by Venesha Johnson | Associate Writer

Getting a loan these days is quite easy, but finding the right loan company that will suit all your needs may be a bit more challenging. If you are looking for loan companies in the Mandeville area, these are the top ones available.

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1. AIM Financial Corporation 

AIM Financial Corporation Ltd. was established on May 6, 2004, and has quickly grown to become one of Jamaica's premier credit institutions. They are among the top places to go in Mandeville if you're seeking quick loans in Jamaica with the chance of same-day approval. AIM Financial offers hassle-free loans with reasonable interest rates.

AIM Financial Corporation has offices throughout the island. The address of their headquarters is 19 West Kings House Road. Pavilion Mall, Kingston Mall, Portmore, Spanish Town, May Pen, Mandeville, and Ocho Rios are among the other locations. They provide all types of loans to Jamaica.

These include:

  • Personal Loans
  • Motor Vehicle Loans (Car Loans)
  • Education Loans
  • Emergency Loans
  • Medical Loans
  • Small Business Loans
  • Debt Consolidations (including Credit Cards)
  • Insurance Premium Financing

Contact Information

Phone: +1 (906) 0534 | +1 (876) 618-1072

2. Access Financial Services Limited

Access Financial Services Limited was founded in 2000 and listed on the Jamaica Stock Exchange's Junior Market in 2009. In Jamaica's microfinance sector, Access is one of the top providers of personal and business loans.

Access has a retail network of eighteen (18) locations across the island. The headquarters of the company is located at 41B Half-Way-Tree Road, Kingston 5. Here are some details about their personal and business loan offers:

Personal Loans

Personal loans are unsecured and are repaid through salary deduction or ACH via National Commercial Bank (NCB) and Bank of Nova Scotia (Scotiabank). Personal loans are available to applicants who have worked for at least six (6) months in a permanent position with an approved firm. Loan amounts range from J$10,000 to J$2.5 million, with terms ranging from three (3) months to five (5) years.

Personal Loan Products

  • Access Cash 
  • Access Payroll Express
  • Access Advance
  • Government Cash
  • Government Agency

Business Loans

Micro, small, and medium-sized business owners who have been in operation for at least six (6) months are eligible for business loans. Business loans can be used to help with working capital or to purchase fixed assets.

Microbusiness loans vary from J$10,000 to J$1.5 million, while SME loans range from J$1.5 million to J$20 million. Microbusiness loans are available for three (3) months to three (3) years, whereas SME loans are available for up to five years.

Business Loan Products

  • Partner Loan
  • Micro Biz Loan
  • PPV Maintenance Loan
  • Green Energy Loan
  • AgroBiz Loan
  • Automobile Loan

Contact Information


Phone: +1 (876) 929-9253

3. Kris An Charles Investments Company Limited

Since 1992, Kris An Charles Investments Company Limited has been the premier microfinance institution. The provision of rapid, hassle-free financing is their key goal.

Kris An Charles Investments is a member of the Jamaica Association for Micro Financing (JAMFIN), a non-profit organization dedicated to promoting the microenterprise sector as a key player in national economic development.

They provide individuals and businesses with accessible, appropriate, and timely financing, training, and business development services.

Kris An Charles Investments is also a member of the Jamaica Employers Federation and the Private Sector Organization of Jamaica (PSOJ) (JEF).

Their loan products include:

  • Auto Loan
  • Edu-Path Loan
  • Personal Loan
  • Micro-Business Loan
  • General Expense Loan
  • Funeral Expense Loan
  • Debt Consolidation Loan
  • Credit Card Financing Loan
  • Other Services

Contact Information

  • Email:
  • Phone: +1 (876) 618-1252

4. Carib Cash

This began in the Commonwealth of Dominica, as the idea of Robert Tonge, a well-known Dominican entrepreneur who is now a government Tourism Minister. The FastCash Caribbean Group of Companies was created in 2004 and was originally known as FastCash.

As the company grew, it was renamed The FastCash Caribbean Group of Companies. FastCash was founded to provide small cash advances to customers who needed money quickly. Antigua, Grenada, St. Lucia, St. Vincent, St. Kitts & Nevis, Barbados, Dominica, and, most recently, Bermuda and Jamaica are part of a 16-branch network that spans 10 Caribbean countries.

Their main products are:

  • Consumer Loans - offers up to JMD 2.5 million in unsecured loans
  • Debt Consolidation - offers up to 4 million dollars with as long as 60 months to repay
  • Refinance & Top Up Loan - Once 50% of your current loan has been paid you can apply for additional funds.

Contact Information

Phone: +1 (876) 869-7075

5. Manchester Co-operative Credit Union (1977) Limited

Mr. F. R. Ricketts, the late principal of the then Holmwood Practical Training Centre (now Holmwood Technical High School), and his assistant, the late Mr. Sydney Carter, founded the Manchester Co-operative Credit Union (1977) Limited in 1947 as a study group.

The late Fr. John P. Sullivan, a pioneer of the Credit Union Movement in Jamaica, was also a member of the study group. They provide a range of services including savings, insurance and loans.

Some of their most popular loan products are:

  • Secure 24 โ€“ Same Day Loan
  • Dream Wheels Motor Vehicle Loan
  • Commercial Auto Business Solutions
  • Property Loan
  • Special Education Loan

Contact Information

Phone: +1 (876) 962-0401

These companies have set themselves apart through years of service. However, Mandeville is swimming with big and small loan companies, so looking around before settling on a loan company is a great idea.

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Return to Jamaican Currency from Loans In Mandeville Jamaica 
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References & Sources For Loans In Mandeville Jamaica

  1. AIM Financial Corporation,  
  2. About Us | Access Financial Services Limited,
  3. About Us โ€“ Kris An Charles Investments Co. Ltd.,
  4. About Us | Carib Cash, 
  5. Our History - Manchester Co-operative Credit Union (1977) Limited,
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