Travelling around with money in Jamaica

by Sammy
(Michigan)

QUESTION:

My family of 6, 2 children and grandparents, are traveling to Jamaica, staying for a week at a villa rented through VRBO.

We're going to need a large sum of money to pay for the staff, transport, food, etc., Just wondering if I should take cash, get travelers checks, or use credit card and ATM's there.

There is no safe at the villa and I really don't want to carry around upwards of $1000 cash, I don't even do that at home.

The villa is in the Discovery Bay area, very secluded, we will be relying on paid drivers to get around, just wondering what others have done that worked for them.




ANSWER: January 19, 2010 by Wellesley Gayle

Hi Sammy,

That makes perfect sense.

I would agree with you not to take large sums of cash around. At the least of it, you become uncomfortable and it will show - turning you into an easy target.

I always encourage my site visitors to keep a bit of both currencies. Although most suppliers in the resort/tourist areas trade in the USD, you'll find you can pay in Jamaican dollars as well, moreso you can use the JA for tips, local transportation etc.

By the way, we have quite a decent number of ATM machines that will allow you to withdraw money directly from your foreign accounts.

Scotiabank Jamaica, for example has an association with the GLOBAL ATM Alliance, which includes The Bank of America, BNP Paribas, Barclays, Deutsche Bank 24 and Westpac.

Their website states that:

"When traveling abroad, you can withdraw cash or take a cash advance from your pre-selected deposit accounts¹ or VISA* card at over one million ATMs displaying the VISA or PLUS symbols
worldwide...... Our ABMS with the CIRRUS logo can be used by customers of other financial institutions to access their accounts while traveling in Canada." More on that here.

For a listing of the Scotibanks ABM outside of Kingston, follow the link below.

Just look for ones noted with a "1". It means they provide USD currency - that's what you'll need. Here is the link to Scotiabank's ABMs outside of Kingston.

I hope others who have been here before will add tips that can help you though Sammy.

In the meantime, check out my little Jamaica Travel Guide.
Stay in touch.

Related Pages:




Places to Visit in Jamaica
Best Beaches in Jamaica
More Jamaican Visitor's Q&A
Our Blog Page.
AND EVEN MORE...Search Here

Comments for Travelling around with money in Jamaica

Click here to add your own comments

Jan 20, 2010
Traveling with Money in Jamaica
by: Kelley

I have been to Jamaica 3 times in the last 13 months and I traveled with a small amount of US currency (about $150.00), some Jamaican currency and a credit card.

When I created my budget for each of my trips,I decided that I would pay for all meals, activities and the refundable deposit for my hotel on my credit card.I used US cash for paying taxi drivers and shopping in the craft markets. I used Jamaican dollars as well as US dollars for tipping.

I did use the Scotiabank ATMs when I needed more cash. As the person who commented before me mentioned, you will incur some fees if you use a credit/debit card. I found that my bank's fees weren't too bad and the ATM fees were about $6 per withdraw.

Maybe it would be a good idea to leave yourself a small cushion of maybe 10% of your entire budget (if you are using a debit card), in addition to closely tracking your spending.

I don't think you will have to worry about your the safety of your money, just be smart and discreet. Also I would suggest carrying small bills as opposed to large bill. I found that it was hard to break bills larger than $10.00.

I did not choose to purchase the safe in my hotel room and my money was fine. You may consider purchasing a lock for your suit case and storing your cash in your locked suit case if it will give you extra peace of mind.

Jan 20, 2010
Travelling around with money in Jamaica
by: Shiquita

You can use a Atm or visa card if you would like.

If your card is through a US bank you will be charged 3% of what ever you spend. If you take money out of the ATM there will be a US 5$ fee from both your bank and the ATM in Jamaica plus you have to pay the fee of 3%.

I know this because although I live in Jamaica I still have my US bank account.

As far as the large sums of cash no matter where you are in the world it may not be the safest thing to do but I have done it many time without any problems.

You can always take use your CC and then just carry enough cash for things that can only be bought with cash.

Travels check ???? I don't live on the tourist side so I have no idea but I have yet to see anybody use them. Just make sure that you keep your cash and passports on you and not in the room if there is no safe.

A lot of people worry about Jamaica being not safe but I use to travel back and fourth and now that I live here for good I have never had a problem.

Remember at times people can be like dogs they feed off of fear so just come to Jamaica and enjoy your stay. Any other questions feel free to e-mail me shiquitatw@yahoo.com

Jan 20, 2010
Travelling around with money in Jamaica
by: Karen Jackson

The staff villa should already be paid from your payment of the villa.

Find out if tips are included or not. At the end of the visit just give the driver, cleaning lady wiater $20 American dollars that should suffice for the time and teh amount of folks.

Taking out money from the atm is convenient but the best thing I have encountered is just have Jamaican dollars on hand not person.

Three thousand Jamaican dollars is enough for a day outing. When I took money out of the ATM it did not register in America until I came back and my account was in the negative.

In other words the ATM account of money is unreliable. Visit the Martha Brae, there is crocodile place in Falmouth.

Is the villa on the beach? Clarify payment before you leave with the drivers you depend on.

Click here to add your own comments

Join in and write your own page! It's easy to do. How? Simply click here to return to JamaicaQuestions.

Read More ...

Recommended For You ...

Since you're here...

… I have a small favour to ask. I'm on a journey to amaze you with even more engaging content. I want to talk, listen and interact with you even more. I want to share the very best of my travelogues, my experience and time around the country with you.

Thanks to Patreon, I'm now finally able do more of what you'd want me to do.  

For as little as $1, you can become a Patreon – and it only takes a minute. Click Here to become a Patreon. Thank you.

And, Before You Go!

Here (below) are some sweet deals on matching products at Amazon that you might have otherwise missed.

Amazon.com, by the way, is the internet's most reputable retailer and usually showcases only the best products that are related to your search. Be sure to check them out.

Note: If link does not show, please click here to be redirected to our page at Amazon.com.

P.S. Didn't find exactly what you were looking for? Still need help?

Click Here to try our dependable and effective Site Search tool, It works!

Or, simply click hereto ask me the questionI'll do my best to get back to you within 24 hours!


Great Articles You Might Have Missed

data-matched-content-rows-num="2" data-matched-content-columns-num="3"

Please help me get the message out by sharing this article with your friends on social media (links below). Thnx ;-)

You are also welcome to join my special friends list and receive exclusive updates (like this), tips, trivia and stories from lovers of Jamaica! Just enter...

Also connect with My-Island-Jamaica.com on Social Media: 
Facebook | Twitter | Instagram | Youtube

Thank You!

About The Author

wellesley gayle - booking link

A patriotic Jamaican who adores his culture, Wellesley has been using this medium to share what he calls 'the uniqueness of Jamaica with the world' - since April 2007.  

To date, he serves over 8,300 unique readers / viewers per day.

His efforts have earned him featured positions in local publications, including the Jamaica Gleaner's Hospitality Jamaica, Carlong Publishers, as well as recognition from numerous prestigious international agencies and universities.

He invites you to join his friends list and stay updated on all the latest. You are also invited to join his exclusive patron community

copyscpe
Top Of Page
Wellesley Gayle

What's New? Click Here And See.

SEARCH THE SITE



Trending Now

My Gift To You!

101 FACTS ABOUT JAMAICA
EMAIL IT PLEASE

Site Sponsors

jamaica_click_down_here_visit_our_sponsors

Our Preferred Sponsors  & Friends (below)

(Our Sponsorship Policy)

Photographers in Jamaica
Wedding Photographers
NEW! JOIN MY PATREON COMMUNITY! Click Here For Details.
Cars For Sale In Jamaica
Cars For Sale

JamaicaSunshine Tours.com

Click Here to Visit Our Sponsors' Page

Top Articles

What's New?

Below is a list of the very latest articles I posted on the site.

Recent Articles

  1. How to apply for a patent in Jamaica

    Jul 18, 18 12:52 AM

    by Aneisha Dobson, Associate Writer It’s no question that Jamaicans are full of creativity. Just take a visit to our local craft markets and you’ll see

    Read More

  2. What Are Some Natural Resources Found In Jamaica?

    Jul 18, 18 12:06 AM

    Natural resources found in Jamaica - Contributed by Javia Rose What's that? What do you mean by natural resources? Natural resources refer to the things

    Read More

  3. How To Become A Marriage Officer In Jamaica

    Jul 17, 18 03:03 PM

    How To Become A Marriage Officer In Jamaica, by Katrina O'Sullivan, Contributed All aspects of a wedding ceremony are considered very important to its

    Read More

  4. Cost of Building Plans And Blue Prints In Jamaica

    Jul 17, 18 01:30 PM

    Question About: “General fees associated with building plans (blue print drawings) in Jamaica and also a list of local architects from which to choose”

    Read More

New!  I've created a Welcome Audio. Just click the Play button below to listen.

Please subscribe here to get my latest updates.